German salary calculator: gross to net
Enter a German salary, monthly or yearly, gross or net, and see the 2026 payslip: wage tax, solidarity surcharge, church tax and the four social insurances, with the Minijob and Midijob rules and the employer's cost. No account needed. It is calculated in your browser, and the amounts you enter are not sent or saved.
Write it as you like: 50000, 50,000 or 50,000.50.
Single, divorced, or married and living apart permanently.
The state sets the church tax rate, and Saxony splits care insurance differently.
Members of a church that levies church tax pay it on top of the wage tax: 9% of it in North Rhine-Westphalia.
More detailsAssumed: no children, 23 or older, statutory health insurance with a 2.9% additional rate, no company car.
The number on your wage tax record, in steps of 0.5. It lowers the solidarity surcharge and church tax, not the wage tax itself.
From the second to the fifth child under 25, your care insurance rate falls by 0.25 percentage points for each.
Children of any age count, including those over 25. Parents pay no childless surcharge of 0.6 percentage points on care insurance.
The childless surcharge on care insurance applies from the age of 23.
The 2026 average is 2.9%. Your fund publishes its own rate; you pay half of it.
Taxed under the 1% rule: the benefit is added to the taxed wage but not paid out.
Enter an amount to see the payslip.
Open from file
Open a scenario file this calculator saved (Download the inputs, JSON). It is read in this page only: nothing is uploaded, stored or put in the address.
What does the calculator do?
It works out a German monthly payslip with the 2026 rules. From the gross it takes the wage tax by the official 2026 program (Programmablaufplan), the solidarity surcharge and church tax, and the employee's share of health, care, pension and unemployment insurance, each up to its contribution ceiling. It applies the Minijob and Midijob rules, private health cover with the employer's subsidy, and a company car under the 1% rule. From a net it finds the lowest gross that pays it. It also shows what the employer pays on top. A yearly amount is worked out as twelve equal monthly payslips.
What does it not do?
It uses the 2026 rules only, and it leaves out:
- One-off payments such as a Christmas or holiday bonus
- The factor method for married couples in class IV
- Personal allowances on the wage tax record, such as for travel costs or a disability
- The employer's U1 and U2 levies, which depend on the health insurance fund
- Miners' pension insurance (Knappschaft)
- Employees who are exempt from pension or unemployment insurance
It is not tax advice and does not replace a payroll: your payslip can differ, and the annual tax return can refund or charge more than was withheld. What you enter stays in your browser; only an anonymous count that the tool was used is recorded.